CHASE - CREDITCARDS

Living Well In Retirement

Congratulations! You have finally reached your goal of retiring from work…but the work is not over yet. Keeping your debt under control will help you live well during retirement.

Reassess your budget

For most seniors, retirement means living on a fixed, and often reduced, income. Reassess your budget expense items. Make sure you understand the interest rates and late fees on all of your debts. Avoid the extra cost of late fees by developing a system to pay your bills on time.

Use tools to manage your accounts

Chase offers a range of tools to help you manage your credit card accounts so that you can avoid paying late fees and preserve your lowest interest rate. Take advantage of reminder systems, like Chase's Free Alerts, that can help you keep track of payment due dates and credit limits.
Also, if your credit card issuer offers it, consider selecting a customized payment due date that is timed to coincide with social security payments or other income.

Request assistance

If you are having difficulty making payments, call your creditors and discuss your situation.

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